Business accounts in multiple countries
Collect payments from customers worldwide and pay suppliers using your own business identity. Open local accounts in minutes, not months.
Local accountsCOBO & POBOInstant account generationMulti-currency managementStablecoin-poweredYour business nameLocal accountsCOBO & POBOInstant account generationMulti-currency managementStablecoin-poweredYour business nameLocal accountsCOBO & POBOInstant account generationMulti-currency managementStablecoin-poweredYour business nameOperate locally. Everywhere.
Generate virtual business accounts in different countries and currencies instantly. Collect payments from customers as if you have a local presence. Pay suppliers under your business name, not ours.
United Kingdom (GBP)
United Arab Emirates (AED)
Kenya (KES)
Nigeria (NGN)
South Africa (ZAR)What's the difference?
COBO
Collection on Behalf Of
Generate local bank accounts in multiple countries to collect payments on behalf of your business. Your customers see your company name, not Norocio's.
Perfect for:
- E-commerce businesses collecting from international customers
- Service providers invoicing clients in different countries
- Businesses expanding into new markets without setting up local entities
- Collecting payments in South Africa, Kenya, Nigeria, and more
POBO
Payment on Behalf Of
Pay suppliers and vendors internationally under your business name, not a generic payment provider. Your supplier sees a payment from your company.
Perfect for:
- Maintaining vendor relationships with consistent branding
- Paying international contractors under your entity
- Managing supplier payments across multiple countries
- Businesses that need professional payment presentation
Everything you need to manage money globally
Instant Account Generation
Create local accounts in seconds. No paperwork. No waiting. Start collecting or sending immediately.
Your Business Identity
Every transaction—incoming or outgoing—displays your company name. Build trust with customers and maintain professionalism with suppliers.
Multi-Currency Dashboard
View all your accounts and balances in one place. Convert between currencies instantly or hold funds in local currency.
Automated Reconciliation
Every transaction is logged with complete details. Export reports for accounting in seconds.
Team Access Controls
Add team members with specific permissions. Finance team sees everything. Sales team only sees what they need.
Stablecoin Integration
Convert collected funds to USDT or USDC for fast cross-border movement. Or keep them in local currency—your choice.
Who uses Norocio Multi-Currency Accounts?
E-commerce & Online Businesses
Collect payments from customers in South Africa, Nigeria, or Kenya without setting up local companies. Customers pay into local accounts under your brand.
SaaS Companies
Invoice international clients in their local currency. Collect payments without the overhead of multiple corporate entities.
Importers & Exporters
Pay Chinese manufacturers or Turkish suppliers under your business name. Collect from distributors in multiple countries seamlessly.
Agencies & Consultancies
Receive project payments from global clients into local accounts. Pay international contractors with your company's identity intact.
Fintechs
Offer your customers collection accounts in multiple currencies. White-label multi-currency infrastructure for your platform.
E-commerce & Online Businesses
Collect payments from customers in South Africa, Nigeria, or Kenya without setting up local companies. Customers pay into local accounts under your brand.
SaaS Companies
Invoice international clients in their local currency. Collect payments without the overhead of multiple corporate entities.
Importers & Exporters
Pay Chinese manufacturers or Turkish suppliers under your business name. Collect from distributors in multiple countries seamlessly.
Agencies & Consultancies
Receive project payments from global clients into local accounts. Pay international contractors with your company's identity intact.
Fintechs
Offer your customers collection accounts in multiple currencies. White-label multi-currency infrastructure for your platform.
E-commerce & Online Businesses
Collect payments from customers in South Africa, Nigeria, or Kenya without setting up local companies. Customers pay into local accounts under your brand.
SaaS Companies
Invoice international clients in their local currency. Collect payments without the overhead of multiple corporate entities.
Importers & Exporters
Pay Chinese manufacturers or Turkish suppliers under your business name. Collect from distributors in multiple countries seamlessly.
Agencies & Consultancies
Receive project payments from global clients into local accounts. Pay international contractors with your company's identity intact.
Fintechs
Offer your customers collection accounts in multiple currencies. White-label multi-currency infrastructure for your platform.
E-commerce & Online Businesses
Collect payments from customers in South Africa, Nigeria, or Kenya without setting up local companies. Customers pay into local accounts under your brand.
SaaS Companies
Invoice international clients in their local currency. Collect payments without the overhead of multiple corporate entities.
Importers & Exporters
Pay Chinese manufacturers or Turkish suppliers under your business name. Collect from distributors in multiple countries seamlessly.
Agencies & Consultancies
Receive project payments from global clients into local accounts. Pay international contractors with your company's identity intact.
Fintechs
Offer your customers collection accounts in multiple currencies. White-label multi-currency infrastructure for your platform.